uob individual banking
uob individual banking
Blog Article
UOB Lender offers a number of personal banking expert services intended to meet the money wants of people. Under is an intensive overview to assist you to realize the key factors and choices.
Varieties of Accounts
Savings Account: This account lets you save money even though earning desire.
Functions: Quick access, desire earnings, minimum expenses.
Rewards: Safe and sound place for your money, likely advancement via curiosity.
Recent Account: Perfect for daily transactions and handling expenditures.
Capabilities: Checkbook facility, overdraft security.
Benefits: Handy for regular payments and withdrawals.
Set Deposit Account: For anyone aiming to get paid higher interest prices more than a fixed time period.
Attributes: Set phrase deposits, larger curiosity prices in comparison with personal savings accounts.
Added benefits: Safe financial commitment selection with predictable returns.
Loans
Personalized Loans: Unsecured loans that can be useful for many uses like education and learning or property renovation.
Sorts:
Installment Loans
Credit history Lines
Rewards: Flexible repayment conditions, competitive curiosity rates.
Dwelling Loans: Tailored methods for obtaining house or refinancing existing home loans.
Varieties:
Fixed Level Household Mortgage
Floating Rate Household Mortgage
Benefits: Unique ideas to accommodate specific requirements, interesting charges.
Bank cards
UOB gives An array of credit cards catering to distinctive lifestyles and paying out routines:
Benefits Playing cards: Generate details on each and every order which can be redeemed for presents or vacation miles.
Cashback Cards: Get income rebates on day to day paying for instance groceries and dining out.
Travel Cards: Exclusive Advantages like air miles accumulation and journey coverage coverage.
Investment decision Products and services
For people considering rising their prosperity through investments:
Unit Trusts * Diversified portfolio managed by specialists. * Suited to extensive-term development goals.
Structured Deposits * Combines the characteristics of regular deposits with investment goods. * Probably increased returns but with some chance included.
Insurance plan Solutions
To shield you and All your family members from unexpected functions:
Daily life Insurance plan * Delivers fiscal protection in case of death or critical health issues. * May function a personal savings Device according to the policy click here chosen.
Health and fitness Coverage * Addresses health-related costs including hospitalization expenditures. * Essential for mitigating high Health care fees.
Digital Banking Expert services
Usefulness at your fingertips via electronic platforms:
World wide web Banking
Enables you to regulate your finances online:
Watch account balances and transaction background
Transfer resources among accounts or pay costs
Apply for new solutions (loans/charge cards)
Cell Banking
Banking on-the-go through cell apps:
Speedy balance checks
Cellular payment options (QR code payments)
Notifications & alerts about account action
Using these complete offerings, UOB aims to deliver individualized banking options that cater precisely to personal prerequisites whilst guaranteeing convenience and safety in all transactions.